:root{--navy:#10213d;--blue:#245cba;--sky:#eaf2fb;--gold:#d7a33b;--ink:#17243a;--muted:#5f6f82;--line:#dbe3ec;--white:#fff;--soft:#f5f7fa;--radius:22px;--shadow:0 18px 45px rgba(16,33,61,.1)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;font-size:18px;line-height:1.65;background:#fff}img{max-width:100%;display:block}a{color:inherit}.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:white;padding:.75rem;z-index:99}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);z-index:20;border-bottom:1px solid var(--line)}.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{text-decoration:none;font-weight:800;color:var(--navy);font-size:1.12rem;letter-spacing:-.02em}.brand span{display:block;color:var(--blue);font-size:.68rem;letter-spacing:.12em;text-transform:uppercase}.links{display:flex;gap:22px;align-items:center}.links a{text-decoration:none;font-weight:650;font-size:.88rem}.links a:hover,.links a[aria-current=page]{color:var(--blue)}.button,.button-light{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 24px;border-radius:12px;font-weight:750;text-decoration:none;border:1px solid transparent}.button{background:var(--navy);color:white}.button:hover{background:var(--blue)}.button-light{border-color:#b9c7d8;background:white;color:var(--navy)}.hero{display:grid;grid-template-columns:1fr 1fr;min-height:660px}.hero-copy{padding:88px max(40px,calc((100vw - 1160px)/2)) 70px max(40px,calc((100vw - 1160px)/2));padding-right:70px;display:flex;flex-direction:column;justify-content:center}.hero-image{background:url('assets/retirement-journey.png') center/cover no-repeat;min-height:520px}.eyebrow{text-transform:uppercase;letter-spacing:.16em;color:var(--blue);font-size:.75rem;font-weight:850;margin:0 0 14px}.hero h1,.page-hero h1{font-family:Georgia,"Times New Roman",serif;font-weight:500;line-height:1.02;letter-spacing:-.04em;color:var(--navy);margin:0 0 24px;font-size:clamp(3rem,6vw,5.9rem)}.hero p{font-size:1.18rem;color:var(--muted);max-width:620px;margin:0 0 30px}.actions{display:flex;gap:14px;flex-wrap:wrap}.promise{background:var(--navy);color:white;padding:34px 0}.promise-grid{display:grid;grid-template-columns:1.35fr repeat(3,1fr);gap:28px;align-items:center}.promise h2{font:500 2rem/1.1 Georgia,serif;margin:0}.promise p{margin:0;color:#d9e4f1;font-size:.94rem}.section{padding:92px 0}.section-soft{background:var(--soft)}.section-blue{background:var(--sky)}.section-head{max-width:790px;margin-bottom:38px}.section h2,.page-hero h2{font:500 clamp(2.3rem,4.5vw,4.2rem)/1.08 Georgia,serif;letter-spacing:-.03em;color:var(--navy);margin:0 0 15px}.lead{color:var(--muted);font-size:1.1rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:0 10px 30px rgba(16,33,61,.05)}.card .num{font:500 2.4rem Georgia,serif;color:var(--blue)}.card h3{font-size:1.1rem;color:var(--navy);margin:10px 0}.card p{color:var(--muted);font-size:.94rem;margin:0}.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:center}.portrait{border-radius:var(--radius);box-shadow:var(--shadow);width:100%;max-height:600px;object-fit:cover;object-position:center 25%}.quote{font:italic 500 1.5rem/1.45 Georgia,serif;color:var(--navy);border-left:4px solid var(--gold);padding-left:24px}.path-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.path{border:1px solid var(--line);border-radius:18px;padding:26px;text-decoration:none;background:white}.path:hover{border-color:var(--blue);transform:translateY(-2px)}.path strong{display:block;color:var(--navy);margin-bottom:7px}.path span{color:var(--muted);font-size:.94rem}.guide{background:var(--navy);color:white;border-radius:30px;padding:55px;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}.guide h2{color:white;margin:0 0 12px}.guide p{color:#d9e4f1;margin:0}.guide .button{background:var(--gold);color:var(--navy)}.disclosure{border:1px solid var(--line);background:#fbfcfe;border-radius:18px;padding:26px;font-size:.9rem;color:var(--muted)}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{font-weight:750;color:var(--navy);cursor:pointer}.faq p{color:var(--muted);max-width:800px}.page-hero{background:linear-gradient(135deg,var(--sky),#fff);padding:90px 0 75px}.page-hero p{max-width:780px;color:var(--muted);font-size:1.18rem}.journey-list{display:grid;gap:18px;counter-reset:stage}.stage{counter-increment:stage;display:grid;grid-template-columns:82px 1fr;gap:24px;padding:28px;border:1px solid var(--line);border-radius:20px}.stage:before{content:counter(stage,decimal-leading-zero);font:500 2rem Georgia,serif;color:var(--blue)}.stage h3{margin:0;color:var(--navy)}.stage p{margin:6px 0 0;color:var(--muted)}.prose{max-width:820px}.prose h2{font-size:2.4rem;margin-top:54px}.prose h3{color:var(--navy);margin-top:35px}.prose li{margin:.55rem 0}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.contact-card{padding:34px;border-radius:22px;background:var(--soft)}.contact-card a{color:var(--blue)}footer{background:#09162b;color:#c7d3e3;padding:55px 0 30px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}.footer-grid h3{color:white}.footer-grid a{display:block;color:#c7d3e3;text-decoration:none;margin:.5rem 0}.copyright{border-top:1px solid #2b3950;margin-top:40px;padding-top:22px;font-size:.8rem}.mobile-toggle{display:none}.notice{background:#fff8e9;border-left:4px solid var(--gold);padding:20px 24px;border-radius:8px;color:#5c4b27}
@media(max-width:900px){body{font-size:17px}.mobile-toggle{display:block;border:1px solid var(--line);background:white;border-radius:8px;padding:8px 12px}.links{display:none;position:absolute;top:78px;left:0;right:0;background:white;padding:24px 20px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}.links.open{display:flex}.hero{grid-template-columns:1fr}.hero-copy{padding:70px 28px}.hero-image{min-height:420px;order:-1}.promise-grid{grid-template-columns:1fr 1fr}.cards,.contact-grid{grid-template-columns:1fr}.split{grid-template-columns:1fr;gap:35px}.guide{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.path-grid{grid-template-columns:1fr}}
@media(max-width:560px){.wrap{width:min(100% - 28px,1160px)}.hero h1,.page-hero h1{font-size:3rem}.hero-image{min-height:320px}.promise-grid{grid-template-columns:1fr}.section{padding:65px 0}.guide{padding:32px 24px}.stage{grid-template-columns:1fr}.actions{flex-direction:column}.button,.button-light{width:100%}}
.brand{min-height:64px;display:flex;flex-direction:column;justify-content:center;padding-left:76px;position:relative}.brand:before{content:"";position:absolute;left:0;top:0;width:64px;height:64px;border-radius:50%;background:#fff url('assets/academy-logo.jpg') -29px -2px/122px auto no-repeat;box-shadow:0 3px 12px rgba(16,33,61,.12)}@media(max-width:560px){.brand{min-height:52px;padding-left:61px;font-size:.88rem}.brand:before{width:52px;height:52px;background-position:-24px -2px;background-size:100px auto}.brand span{font-size:.55rem}}
.links .join-link{background:var(--gold);color:var(--navy);padding:9px 14px;border-radius:10px;font-weight:800}.links .join-link:hover{background:var(--navy);color:#fff}@media(max-width:900px){.links .join-link{padding:10px 16px}}
.featured-book{display:grid;grid-template-columns:minmax(250px,.7fr) 1.3fr;gap:64px;align-items:center}.book-mark{min-height:390px;border-radius:18px;background:linear-gradient(145deg,#17345f,#0b1930);color:#fff;box-shadow:var(--shadow);padding:46px 38px;display:flex;flex-direction:column;justify-content:space-between;border-left:9px solid var(--gold)}.book-mark span{font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:#d9e4f1;font-weight:800}.book-mark strong{font:500 clamp(2.2rem,4vw,3.6rem)/1.05 Georgia,serif}.book-mark small{color:#d9e4f1}.book-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.book-card{border:1px solid var(--line);border-radius:18px;padding:28px;background:#fff;display:flex;flex-direction:column}.book-card h3{margin:.2rem 0 .75rem;color:var(--navy);font:500 1.45rem/1.2 Georgia,serif}.book-card p:not(.book-topic){color:var(--muted);font-size:.94rem;flex:1}.book-card a{color:var(--blue);font-weight:800;text-decoration:none}.book-card a:hover{text-decoration:underline}.book-topic{margin:0;color:var(--blue);font-size:.72rem;letter-spacing:.13em;text-transform:uppercase;font-weight:850}.all-books{margin-top:28px;border:1px solid var(--line);border-radius:18px;padding:28px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;background:var(--soft)}.all-books h3,.all-books p{margin:.25rem 0}.all-books p{color:var(--muted)}
.academy-video-section{background:linear-gradient(135deg,#f5f7fa 0%,#eaf2fb 100%)}.academy-video{display:grid;grid-template-columns:1.15fr .85fr;gap:72px;align-items:center}.video-copy{max-width:650px}.video-frame{justify-self:center;width:min(100%,330px);padding:12px;border-radius:28px;background:#fff;box-shadow:var(--shadow)}.video-frame video{display:block;width:100%;height:auto;aspect-ratio:9/16;border-radius:19px;background:#09162b;object-fit:contain}
@media(max-width:900px){.featured-book{grid-template-columns:1fr;gap:35px}.book-mark{min-height:330px;max-width:480px}.book-grid{grid-template-columns:1fr 1fr}.all-books{grid-template-columns:1fr}}
@media(max-width:900px){.academy-video{grid-template-columns:1fr;gap:38px}.video-frame{justify-self:start;width:min(100%,360px)}}
@media(max-width:560px){.book-grid{grid-template-columns:1fr}.book-mark{min-height:300px}.all-books .button-light{width:100%}.video-frame{justify-self:center;padding:8px;border-radius:22px}.video-frame video{border-radius:16px}}